Home Improvement Contractor Insurance Basics

Checking on home improvement contractor insurance before signing any contracts for work is common advice. But what exactly is this insurance and how can it help you?

What Is Home Improvement Contractor Insurance?

In addition, there is no single requirement for this home improvement contractor insurance. Home remodeling contractors are licensed or registered by states, counties, parishes, provinces, and even by cities. Currently, there is no U.S. federal regulation of home improvement contractors.

Types of Insurance Contractors May Carry

The Federal Trade Commission advises that your home improvement contractor should carry at least three types of insurance: workman’s compensation, personal liability insurance, and property damage coverage. Prior to signing a contract

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Before You Build Your New Home: 5 Preparation Steps

The process of building a new home long before the foundation is poured. The construction process is most efficient and exciting if you first develop a good plan and find an honest, competent builder. To avoid costly mistakes during the construction process, start with these five important steps. As you move from dream house to real house, be sure to ask questions and share your progress with people who have gone through the process.

Plan Your Budget

Begin considering the budget from the very moment you start thinking about building your house. Develop a realistic idea of how much you can afford to spend and how much it will cost to build a new home. The budgeting phase is really about balancing your wants with a realistic assessment of what you can afford.

Chances are you will need a construction loan and a mortgage. It’s not too early to find

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How Long Does It Take to Remodel a Bathroom?

Estimating the time required to remodel a bathroom is a maddening task, prone to error. And nowhere is estimating more important, since most families find it essential to have their bathrooms up and running as soon as possible. Unless you’re lucky enough to have several bathrooms, leaving one incapacitated during remodeling is a major inconvenience.

Factors Affecting Remodel Time

The reality is that it is a very rare bathroom remodeling project that goes exactly as planned, and a variety of factors can wreak havoc with your best efforts at scheduling:

  • Is the project a cosmetic remodel or a strip-to-the-studs rebuild? Depending on the nature of the remodel, the work can take as little as a few days or as much as many months.
  • Are you doing the work yourself or are you hiring a contractor? More than one good-intentioned homeowner has found that doing all the work yourself, squeezing in
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Estimating Bathroom Remodeling Costs

A fully remodeled bathroom is one of the most desired of all home remodeling projects and is also one that can do the most to add real estate value to your home. By some estimates, a new bathroom can pay for itself by adding real estate value that is at least equal to the cost of remodeling. A luxury bathroom can cause potential buyers to enter bidding wars for home, while the same residence with a tired, old bathroom might languish on the market without so much as a single bid.

Bathroom remodels are also one of the hardest of all remodeling projects for which to estimate costs, since there are so many variables at work and because the materials are available in such a wide range of quality. When you can spend as little as $100 on a new toilet or as much as $10,000, is it any wonder

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Planning a Bathroom Remodel

Bathroom remodeling either fills you with thoughts of clean, gleaming white surfaces or a half-assembled disaster. And at some point in every project, maybe both images are true. In any case, the best way to prevent disasters is to think through the project carefully before you break ground (or break tile). Asking yourself some key planning questions will help you define the scope of your project so you know what to expect before you get started.

How Far Do You Want to Go?

The first question to consider is more or less the big picture; that is, what size of project do you have in mind? Bathroom remodels can be grouped into three basic levels. Once you’ve settled on a general strategy, consider the timetable for the bathroom remodeling project and decide if this is something you think you want to go through.

  • Surface alterations. At the easy end of
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